NAD IV therapy in Louisiana can help improve the lives of people affected by a range of health conditions. That includes everything from substance addiction and depression to Parkinson’s disease and dementia. However, as with any other form of treatment, you must cover the cost of your therapy. Most people use insurance to cover at least some of their health-related expenses. But does insurance cover NAD IV therapy? The answer to this question is a bit complicated and deserves exploration.
At Springfield Wellness Center, we’re recognized leaders in the field of NAD IV therapy. We do what we can to make this therapy as affordable as possible. Contact us today at 844.334.4727 for more details on our programs and their costs.
Is IV Therapy Covered by Insurance?
IV therapy is the general name of any treatment that relies on an intravenous (IV) drip. During this type of procedure, medications or supplements pass directly into your bloodstream through a catheter or needle. For several reasons, this approach may be the best option for introducing therapeutic substances into your system.
Is IV therapy covered by insurance? That depends on the situation. Insurance companies use certain criteria to determine whether or not to cover the cost of this therapy. Questions they typically ask include such things as:
- Is the therapy provided to you medically necessary
- What substance does your IV infusion contain
- Where are you receiving treatment
- Is your condition short-term or long-term, i.e., chronic
Depending on the answers to these questions, your policy may cover your IV therapy. However, it may not.
Does Insurance Cover NAD IV Therapy That’s Given by Itself?
Is NAD IV therapy covered by insurance? Before answering this question, it’s important to consider the difference between medically necessary and elective treatment.
Medically necessary treatment is typically defined as health care that’s widely approved for medical use. In other words, doctors and insurance companies agree that it’s needed to address any of the following:
- Short-term illnesses
- Chronic conditions
- Physical injuries
Only certain treatments meet this generally accepted standard.
Elective treatment, on the other hand, is not considered to be medically required by doctors and insurance companies. Instead, it’s something you choose to do above and beyond medical recommendations. However, this doesn’t mean that a given elective treatment isn’t beneficial to you. It just means that its usefulness is considered to be secondary to medically necessary care.
With all this in mind, is NAD therapy covered by insurance? As a rule, it’s not. That’s because it falls into the category of elective procedures. Again, this doesn’t mean that you won’t benefit from the therapy. In fact, quite the opposite is true for many people. However, it does mean that NAD therapy given by itself is usually an out-of-pocket expense.
Is NAD Therapy Covered by Insurance in Other Circumstances?
Are you receiving medically necessary IV therapy along with NAD therapy? If so, part of your NAD-related treatment might be covered by your insurance. Rules for this kind of overlapping treatment vary from company to company and policy to policy. Check your specific policy to see which rules apply to you.
Check Your Insurance Coverage for NAD Therapy at Springfield Wellness Today
Is IV therapy covered by insurance? It very well may be if your therapy is deemed medically necessary. However, if it’s deemed elective, it probably won’t be. Is NAD IV therapy covered by insurance? Since it falls into the elective category, the answer is typically no. But it may be partially covered under specific circumstances.
Need help clarifying your coverage? Talk to the professionals at Springfield Wellness Center. We’re specialized providers of NAD IV therapy. This means that we’re in a perfect position to answer your insurance-related questions. To get help, just call us today at 844.334.4727 or reach out to us online.